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While major towns and cities have modern banking facilities, cash is still widely used, especially in rural areas. Knowing where to access banking services, exchange currency, and withdraw cash will help ensure a smooth travel experience.
Papua New Guinea’s banks provide essential services such as ATMs, currency exchange, and international card payments. However, not all locations accept cards, and transaction fees may apply when using foreign cards. Whether you need to withdraw cash, exchange money, or find a bank branch, having this information before you travel will make your visit more convenient and hassle-free.
Papua New Guinea has several major banks that provide a range of financial services, including ATMs, currency exchange, and card transactions.
BSP is the largest and most accessible bank in Papua New Guinea, with an extensive network of branches and ATMs across the country. It offers currency exchange, international card acceptance, and online banking services. BSP ATMs are widely available in major towns and some regional areas, making it the most convenient option for tourists.
ANZ operates in PNG as one of the country’s international banks, providing a range of financial services, including international banking and business finance. ANZ ATMs are found in urban centres and accept foreign cards, making it a useful option for tourists needing to withdraw cash.
Kina Bank is a growing banking institution that provides modern banking services, including digital banking and financial products tailored for businesses and individuals. While not as widespread as BSP, Kina Bank branches and ATMs are present in major cities, offering another banking option for visitors.
Westpac is another international bank operating in Papua New Guinea, offering banking services primarily in urban areas. It provides ATM access, online banking, and business banking solutions. While Westpac ATMs may not be as common as BSP’s, they are available in key locations, making them a reliable option for travellers.
In addition to the major banks, Papua New Guinea has smaller financial institutions. While these banks primarily serve locals, they may be of interest to long-term travellers or those looking to support local businesses.
MiBank is a microfinance bank that provides financial services to individuals and small businesses, particularly in rural areas. It offers savings accounts, small loans, and mobile banking options.
Women’s Microbank focuses on providing financial services to women and small businesses, supporting economic empowerment and financial independence.
ATMs are available in major cities, airports, and towns, with BSP, ANZ, Kina Bank, and Westpac PNG offering the most widespread access.
Foreign currency exchange is available at major bank branches and authorised exchange bureaus in cities such as Port Moresby and Lae.
While some hotels, large supermarkets, and restaurants in major cities accept credit and debit cards, cash is still widely preferred.
Banks in Papua New Guinea typically operate within the following hours:
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